10 Steps For Buy A House

BUY A HOUSE
The Ultimate Guide to Home Buying for Baldwin County – This is a great resource for buying a home in our area. As the name suggests, this article is the ultimate and most comprehensive guide you will ever need. Make sure you read this article!

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Real Estate and Millennials: Millennials (born in the early 2000s) are now the largest generational group of homebuyers in the country. This is an in-depth article covering the stats and how this group is changing the real estate industry.

Divorce and Baldwin County Real Estate – Unfortunately, divorce becomes a reality for nearly half of us and the idea of ​​real estate is rarely a priority during this time. However, it is an inevitable problem that we will have to face. Here is a comprehensive article that goes into many details on how to manage real estate during a divorce.

The 21 Top Things You Should Never Do When Buying A Home – I’m Not Trying To Give You Orders, But I Don’t Do These Things! Here is a long article on what not to do while shopping.

Ten Common Questions Home Buyers Ask: When buying a home, it can seem like a thousand questions are running through your head. Here are ten that I listen to a lot.

11 Steps to Buying a Home – This page is an index to a great series I have created that details each step of the home buying process. From prioritizing your needs and desires to closing, you’ll find a comprehensive guide to help you with your purchase.

Step 1: Determine How Much You Can Afford – Housing costs are way more than you can find through an online mortgage calculator. This article will help you understand the costs of owning a home.

Step 2: Choose a Real Estate Agent – Your real estate professional will be your confidant and advisor when buying a home. Here you will find all the benefits of using a real estate agent.

Step 3: Get your mortgage pre-approved – This is one of the first steps in buying a home because you need to know how much you can afford before even looking for a home.

Step 4: Establish your needs and wants in a home – This article is about prioritizing what you have to have over what you want – must versus lust.

Step 5 – Time to Go Home Finding: House hunting is fun. Here are some tips to keep in mind to make your life easier.

Step 6: Make an offer: You have found the house and it’s time to write the offer. There are many factors in a purchase offer that you will discuss with your real estate agent. Here you will find the main elements of a contract and things to consider when making an offer.

Step 7: Get Final Approval For Your Loan – Once your offer is accepted, you need to make sure things are going well with your mortgage company immediately.

Step 8: Contingencies, Appraisal, and Repairs – There are a number of elements in a home purchase offer that need to be addressed. Here you will find extensive articles detailing the most common items.

Step 9 – Utilities and Insurance: Sometimes we get involved in other matters of our real estate contract that we forget to set up our utilities and buy insurance.

Step 10 – The final walkthrough – After everything is completed with your buy offer, you still have one step before closing. Here you will find things to look for on your final tour.

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